Can you really get money for free through tax refund declaration? We'll guide you step by step.

Every year from March to June, there is always a group of people who quietly open their mobile phones or computers, not to snap up limited-edition sneakers, but to reclaim a sum of money that belongs to them - tax refund. Mr. Zhang unexpectedly received more than 2,000 yuan as a "year-end bonus" last year through tax refund declaration; Ms. Li almost missed a 500-yuan subsidy because she forgot to fill in one deduction. Are you also curious about how to declare this "invisible income"? Today, we'll break down this "money-grabbing guide".

Simply put, tax refund means the country returns the overcollected personal income tax to you. It's like when a supermarket overcharges for a product during checkout and then refunds you later. In China, a withholding and prepayment system is implemented. Personal income tax is withheld from your monthly salary, but the actual annual taxable amount may be lower, creating room for tax refund.

• Download the official APP: Look for the blue icon of "Personal Income Tax"
• Gather six types of materials: ID card, bank card, income certificate, special deduction vouchers (such as rental contracts), annuity certificate, donation receipts
• Check income details: Focus on checking whether non-salary income such as labor remuneration is complete

Step 1: Register/Log in
For the first use, face recognition authentication is required. It is recommended to operate in a well-lit environment.

Step 2: Fill in special additional deductions
There are 6 "tax reduction magic tools" here:

• Child education (1,000 yuan per child per month)
• Continuing education (400 yuan per month for academic education)
• Major illness medical expenses (amounts exceeding 15,000 yuan can be deducted)

• Choose whether to calculate the year-end bonus tax separately or combined
• Whether all labor remuneration has been declared

Step 4: Submit the declaration
When checking bank card information, it is recommended to choose a Type I account.

Step 5: Wait for review
It usually arrives within 10 working days, and you can check the progress at any time.

• Rental deduction rejected: You need to provide the complete rental address and landlord information (no property ownership certificate is required)
• Major illness medical expenses not declared: Only the self-paid part exceeding 15,000 yuan can be deducted
• Wrong year-end bonus tax calculation: For those with lower incomes, choosing "separate tax calculation" is more cost-effective

After reading this guide, why not open the APP and give it a try now. Maybe you'll find that there has always been a "red envelope" hidden in your phone waiting to be opened. If you encounter any problems during the declaration process, feel free to leave a message in the comment section - after all, every penny saved is a reward for your hard work.