How should the re-export trade bank financing plan be written? Is there any detailed guidance?
Solved#Entrepot trade#
Our company has re-export trade business recently and wants to apply for financing from the bank. We need to write a financing plan. But I haven't been involved in writing this kind of plan before and don't know where to start. I'd like to ask everyone how to write a re-export trade bank financing plan, what key elements it should include, and whether there is a relatively clear framework for reference. I hope to get detailed guidance.
Professional consultant answers
William YangYears of service：5Customer Rating：5.0
International logistics consultantConsult
When writing a re-export trade bank financing plan, first of all, the basic situation of the company should be elaborated at the beginning, such as the establishment time, business scope, operating performance, etc., to show the strength of the company.
Then explain the details of the re-export trade business, including trade commodities, upstream and downstream customers, transaction modes, expected trading volume and amount, etc., so that the bank can understand the authenticity and stability of the business.
In the financing needs part, clearly define the financing amount, purpose, term and repayment source. The repayment source should be reliable and well-founded. Risk analysis is also very important, covering market risks, credit risks, exchange rate risks, etc., and elaborate on the corresponding measures. In addition, guarantee methods can be provided, such as mortgage, pledge, etc., to enhance the bank's confidence. Finally, summarize the key points of the plan in a concise and clear language and express the willingness to cooperate.
Andrew HuangYears of service：7Customer Rating：5.0
Supply chain optimization expertConsult
In the plan, the liquidity and realizability of the re-export trade goods should be highlighted, for example, the goods have a large market demand and are easy to resell, which can make the bank feel that the capital risk is small. It is also necessary to talk about the compliance of the trade process to ensure that the transactions are carried out in accordance with laws and regulations.
James LiuYears of service：10Customer Rating：5.0
Foreign trade tax refund consultantConsult
The terms of the trade contract should be written in detail, such as the delivery period, settlement method, etc., so that the bank has a clear understanding of the transaction progress and the return of funds. In addition, the company's position and reputation in the industry can also be mentioned to prove the company's performance ability from the side.
Jennifer WangYears of service：4Customer Rating：5.0
Market development consultantConsult
The political and economic environment of the regions involved in re-export trade can be analyzed. A stable environment can reduce risks. At the same time, attach the company's past successful cases of re-export trade and profit situation to show the business operation ability.
Michelle ChenYears of service：3Customer Rating：5.0
Business coordination consultantConsult
In the plan, clearly define the capital supervision method, such as setting up a special account to facilitate the bank to monitor the flow of funds and increase the bank's confidence in the safety of funds. It is also necessary to explain the company's emergency plan for dealing with sudden risks.
Joseph ZhouYears of service：10Customer Rating：5.0
Senior foreign trade managerConsult
Write clearly the company's financial situation, including the balance sheet, cash flow, etc. Good financial data can reflect the company's debt repayment ability. At the same time, introduce the professional background and experience of the personnel in charge of re-export trade business in the team.
Emily LiuYears of service：10Customer Rating：5.0
Settlement and payment expertConsult
Emphasize the stability of the cooperation relationship between the company and its upstream and downstream customers, such as the long-term cooperation history and no dispute record. In addition, analyze the price fluctuation trend of re-export trade commodities and the company's price risk response strategy.
Robert ChenYears of service：6Customer Rating：5.0
Customer service consultantConsult
In the plan, the relevant trade qualifications or certifications obtained by the company can be mentioned to prove the professionalism of the business. And elaborate on how to use financial tools to avoid exchange rate risks so that the bank can see that the risks are controllable.
Sarah ZhangYears of service：8Customer Rating：5.0
Document expertConsult
Explain the company's ability to research and grasp market trends, for example, the prediction of the future demand for re-export trade commodities. At the same time, show the company's information transparency and the willingness to cooperate with the bank's post-loan management.
Elizabeth LiYears of service：3Customer Rating：5.0
Compliance and risk managerConsult
Clarify the logistics links involved in re-export trade, such as transportation methods, the reputation of logistics partners, etc., to ensure the timely delivery of goods, which is also to ensure the repayment source.