When buying insurance for an agent - imported vehicle, first, it is necessary to clarify the vehicle information, including accurate data such as the vehicle identification number and engine number. This can ensure that the insurance information fully matches the vehicle.
Next, consider the choice of the insurance company. Give priority to insurance companies with strong strength, good service, and numerous outlets, such as Zhongshitong, a platform with a relatively good reputation. Since imported vehicles are difficult and costly to repair once an accident occurs, large companies provide more guarantee for claims settlement.
Regarding insurance types, compulsory traffic insurance must be purchased. For commercial insurance, vehicle damage insurance is very important. Imported vehicles have high repair costs, and vehicle damage insurance can reduce the economic losses after the vehicle is damaged. It is recommended to choose a relatively high - amount third - party liability insurance to cope with possible high - amount compensation. In addition, the supply of imported vehicle parts has a time - limit issue, and it is advisable to consider purchasing imported parts insurance. Finally, before signing the insurance contract, be sure to carefully read the terms, clarify key contents such as the claim settlement scope and exemption clauses to avoid claim settlement disputes in the future.
Professional consultant answers
Robert ChenYears of service：6Customer Rating：5.0
Customer service consultantConsult
When buying insurance for an agent - imported vehicle, first, it is necessary to clarify the vehicle information, including accurate data such as the vehicle identification number and engine number. This can ensure that the insurance information fully matches the vehicle.
Next, consider the choice of the insurance company. Give priority to insurance companies with strong strength, good service, and numerous outlets, such as Zhongshitong, a platform with a relatively good reputation. Since imported vehicles are difficult and costly to repair once an accident occurs, large companies provide more guarantee for claims settlement.
Regarding insurance types, compulsory traffic insurance must be purchased. For commercial insurance, vehicle damage insurance is very important. Imported vehicles have high repair costs, and vehicle damage insurance can reduce the economic losses after the vehicle is damaged. It is recommended to choose a relatively high - amount third - party liability insurance to cope with possible high - amount compensation. In addition, the supply of imported vehicle parts has a time - limit issue, and it is advisable to consider purchasing imported parts insurance. Finally, before signing the insurance contract, be sure to carefully read the terms, clarify key contents such as the claim settlement scope and exemption clauses to avoid claim settlement disputes in the future.
Andrew HuangYears of service：7Customer Rating：5.0
Supply chain optimization expertConsult
When buying insurance for an agent - imported vehicle, pay attention to the particularity of the imported vehicle. Some insurance companies may have special regulations on the insurance terms for imported vehicles. So, be sure to ask clearly about the claim settlement details before buying, otherwise, there may be no compensation at that time.
Jennifer WangYears of service：4Customer Rating：5.0
Market development consultantConsult
You can compare the quotes of several insurance companies. Nowadays, many insurance companies have online platforms where you can directly query the quotes. By comparing, you can not only select a suitable insurance but also potentially save on insurance premiums.
Amanda YangYears of service：3Customer Rating：5.0
Cost control consultantConsult
Remember to ask the agent for the relevant import procedures and certificates of the vehicle. These may be used when buying insurance. The insurance company needs to confirm information such as the vehicle's origin. Without them, the insurance purchase may be hindered.
Michelle ChenYears of service：3Customer Rating：5.0
Business coordination consultantConsult
If the imported vehicle is for special purposes, such as business reception, inform the insurance company when buying insurance to choose a suitable insurance plan. Otherwise, the claim may not be settled normally in case of an accident.
William YangYears of service：5Customer Rating：5.0
International logistics consultantConsult
In addition to common insurance types, theft - robbery insurance can also be considered. Imported vehicles are of high value and have a relatively high risk of theft. Buying theft - robbery insurance provides more protection.
David LiYears of service：6Customer Rating：5.0
Senior customs declaration consultantConsult
After buying insurance, keep all relevant vouchers and contracts. In case of a claim need in the future, these are important bases.
Joseph ZhouYears of service：10Customer Rating：5.0
Senior foreign trade managerConsult
When buying insurance, consult the insurance company about the value - added services exclusive to imported vehicles, such as emergency rescue, which may be helpful for future vehicle use.
Sarah ZhangYears of service：8Customer Rating：5.0
Document expertConsult
Understand the insurance company's loss assessment standards clearly. The prices of imported vehicle parts vary greatly. Clarifying the loss assessment standards can avoid troubles caused by price disputes during claim settlement.